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Banks welcome extension of Responsible Lending Obligation exemption for small businesses

1 October 2024

The ABA welcomes the Federal Government’s announcement to extend the Responsible Lending Obligations (RLO) exemption for small businesses.

ABA Acting CEO Vanessa Beggs said it was critical banks were able to provide small businesses with the finances they need to operate and expand.

“One in four SMEs report wanting to increase their capital investment, so this extension will help ensure small businesses across Australia can continue to access the credit they need to thrive and grow,” Mrs Beggs said.

“At the end of July 2024, $674 billion in credit was extended to SMEs, demonstrating the critical role of accessible credit in supporting small business growth.”

“Small businesses are the lifeblood of our economy. Making it easier for them to access credit gives them more opportunities to employ Australians, upgrade their facilities and expand their operations.”

“Banks will continue to support small businesses, including ensuring credit or loans are readily available and accessible.”

The National Consumer Credit Protection Regulations 2010 will be amended to extend the exemption for a further two-year period, ending 3 October 2026. 

Contact: Benn Ayre | [email protected] | 0428 342 325
Twitter | Facebook | LinkedIn | www.ausbanking.org.au

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