Australia’s evolving capital markets: A discussion paper on the dynamics between public and private markets
1 May 2025
The ABA thanks ASIC for the opportunity to comment on its discussion paper on the dynamics between public and private markets.
Download PDFClarifying the Treatment of HELP Debt Obligations APRA
20 March 2025
The ABA welcomes APRA providing clarity on the proposed targeted changes for Higher Education Loan Program (HELP) debt obligations and the constructive approach it is taking on this consultation.
Download PDFAPRA Discussion Paper – A More Effective Capital Framework For A Crisis
8 November 2024
The ABA welcomes APRA’s consultative approach to the potential impacts of the proposed replacement of AT1 capital with higher amounts of CET1 and Tier 2 capital under APRA’s prudential framwork in Australia.
Download PDFPrudential Framework Minor Updates
4 October 2024
The ABA welcomes the opportunity to respond to the consultation on APRA’s proposed minor updates to the prudential framework announced on 6 September 2024.
Download PDFResponsible Lending Obligations small business exemption
19 August 2024
The ABA strongly supports extension of the exemption for a period of a further two years to 3 October 2026 and requests the Treasury explore making the exemption permanent to ensure certainty and reduce regulatory restrictions and barriers for small businesses seeking access to credit.
Download PDFInquiry into insurers’ responses to 2022 major floods claims
29 July 2024
Banks play an active role to support customers during natural disasters. ABA’s submission is made in two parts, first, outlining banks’ active support of customers during natural disasters and second, responding to the questions in respect to impacts of insurance unaffordability put to the ABA.
Download PDFStatutory Review of the Meetings and Documents Amendments
26 July 2024
Banks continue to strongly support measures to allow companies and registered schemes to fulfil their legal obligations to hold meetings and execute documents using electronic means under the Corporations Act 2001 (Cth). The ABA makes four key recommendations, including providing optionality for companies to host AGMs in either hybrid or wholly online formats; amendments to... Read more »
Download PDFInquiry into the financial services regulatory framework in relation to financial abuse
21 June 2024
Parliamentary Joint Committee on Corporations and Financial Services’ inquiry into the financial services regulatory framework in relation to financial abuse.
Download PDFIndependent Review of Australia’s Credit Reporting Framework
7 June 2024
The ABA continues to support Australia’s credit reporting framework, which has benefits for both consumers seeking to build creditworthiness and providers of credit information in supporting a more comprehensive assessment of credit applications. The ABA makes 16 recommendations to the Review to improve the effectiveness of the Framework and support its expansion to all Buy... Read more »
Download PDFABA submission on the Help to Buy Scheme program directions
24 May 2024
The Australian Banking Association welcomes the opportunity to provide feedback on the Help to Buy Scheme program directions. Home ownership remains an important financial and lifestyle goal for many Australians and policies that facilitate affordable and sustainable home ownership should remain at the centre of Australia’s housing policy agenda. The ABA notes the purpose of... Read more »
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