Infographics: data and analysis of Australian banking and related activities.
Infographics are downloadable and shareable.
The ABA has produced a wide spectrum of Australian banking and banking-related infographics, from the the impact of COVID-19 on lending, the rise and fall of loan deferrals, to scams data, transactions, changes in payment types, agribusiness lending to the drop in Net Interest Margins (NIM)s over the past two decades.
Banking by the numbers
197,435 bank employees serving 19.5 million customers in Australia.
Lending to Australian SMEs
In April 2022 alone, over $13 billion in new loans were provided to micro, small and medium businesses.
Lending to agribusiness
Bank lending to agribusiness rose from $77B to $93B during the COVID-19 pandemic.
Top 20 agri, by turnover
Australian agriculture sectors, ranked by turnover, June 2021.
Net Interest Margins
Over the past two decades, Australian bank industry Net Industry Margins (NIMs) have been in decline.
Scams: the dirty industry
37% of Australians know a close friend or family member who’ve lost money to a scam.
Bar race: agri exports
The nature of Australian export volumes have changed dramatically from 1989. Greasy wool, wine, forestry, wheat and beef have all exchanged the top spot.
Scams 2022
Mobile Apps averaged $28k per scam. 12% of reported scams resulted in financial losses for a total of $204 million lost.
SMEs by industry
There were 2.35 million SMEs in Australia in 2020. The most (almost 400k) SMEs were in the construction industry.
Exception fees dropping
Bank fees for household customers going over their limit or being overdrawn have dropped by around 70% in the past decade.
Agribusiness lending
The vast majority of Agribusiness lending is to medium sized enterprises, more $50 billion more than that to large and small sized agribusiness.
Open banking timeline
Open banking gives you the ability to share your banking data with third parties that have been accredited by the ACCC. This will allow you to get better-suited banking products and switch products or banks more easily.