Skip to main content
Financial Assistance Hub

Customer Vulnerability Guideline

14 November 2024

This guideline outlines good industry practice for how banks can take extra care with customers experiencing vulnerability.

It explains:

• what vulnerability can look like,
• how a bank may recognise that a customer is experiencing vulnerability and identify their needs,
• what personal information is appropriate and permissible to record to enable the bank to provide the customer with extra care, and
• what steps a bank should take to try to assist a customer experiencing vulnerability avoid or minimise harm.

Download PDF

Latest news

1 / 3
Transcript
ABA CEO Simon Birmingham interview on ABC Melbourne
23 January 2026

E&OE Ali Moore: Yes, if you use a dating app, have you ever thought about how secure it is? And if you ever wondered about the sort of anti-scam regulations that they have to comply with, the big banks say that the rules are not tough enough for dating apps, as well as things like… Read more »

Read more
Media Releases
Former ASIC Commissioner Sean Hughes appointed Chair of the Banking Code Compliance Committee
16 January 2026

In conjunction with the Australian Financial Complaints Authority (AFCA), the ABA is pleased to announce the appointment of former ASIC Commissioner Mr Sean Hughes as the next Chair of the Banking Code Compliance Committee (BCCC).   Mr Hughes served as a Commissioner at ASIC from 2018 to 2023 and brings deep expertise in financial services… Read more »

Read more
Op-Ed
Op-Ed: Your super is footing the bill for someone else’s gamble
15 January 2026

The CSLR was intended to give basic protection to mum and dad-type investors. It should not be a collectively funded vehicle for removing investment risk from society.

Read more