Skip to main content
Financial Assistance Hub

SME Lending Report 2021

25 November 2021

Of the 2.4 million businesses in Australia, the majority (2.35 million or 98 per cent) are small businesses.

Nearly two-thirds of businesses are sole traders and more than a third employ 1-19 staff. The state with the largest number of SMEs is NSW, with 33% of all SMEs located in NSW.

The industry with the largest number of small businesses is construction (17%) followed by professional, scientific, and technical services (13%) then rental, hiring and real estate services (11%).

Download PDF

Latest news

1 / 3
Media Releases
Banks welcome designation of Armaguard within Cash Distribution Framework
3 September 2026

ABA welcomes today’s move by the Reserve Bank of Australia to designate Armaguard under the recently legislated Cash Distribution Framework Act. ABA CEO Simon Birmingham said this was an important step in providing ongoing stability to the distribution and availability of cash across the economy. “The Cash Distribution Framework is an important piece of regulatory… Read more »

Read more
Transcript
ABA CEO Simon Birmingham transcript of interview on ABC Sunshine Coast with Tim Wong-See
3 September 2026

E&OERadio InterviewABC Sunshine Coast3 September 2026. Topics: Upcoming card surcharge ban Tim Wong-See: Now, from the start of next month, credit card surcharge fees are being abolished following a recommendation from the Reserve Bank of Australia. So, all those extra charges that annoy a lot of you when it comes to tap and pay will… Read more »

Read more
Media Releases
ABA CEO Simon Birmingham transcript of interview on FiveAA with Will Goodings and Stacey Lee
27 August 2026

E&OERadio InterviewFiveAA Adelaide with Will Goodings and Stacey Lee27 August 2026. Topics: How banks are fighting back against scams; Housing market Will Goodings: All right, let’s talk scams. The CEO of the Australian Banking Association is Simon Birmingham. Birmo, good morning to you. Simon Birmingham Good morning, Will, g’day, Stacy. Will Goodings: How big a… Read more »

Read more