Compensation Scheme of Last Resort: Reform options to support ongoing sustainability & Curbing lead generation activity
22 May 2026
The ABA continues to support the intent of the CSLR as a last-resort scheme that compensates genuine victims where they have suffered actual financial loss as a result of financial misconduct that they have otherwise been unable to recover.
Download PDFRegistry stabilisation and uplift design – exposure draft legislation
13 February 2026
The Australian Banking Association (ABA) welcomes the opportunity to make a submission to the Treasury consultation Registry Stabilisation and Uplift – draft legislation (the consultation).
Download PDFConsultation Paper – 2026 Reforms to the AML/CTF Act
27 January 2026
The Australian Banking Association welcomes the opportunity to comment on the Consultation Paper – 2026 Reforms to the AML/CTF Act.
Download PDFReview of Merchant Card Payment Costs and Surcharging
11 September 2025
The ABA appreciates the opportunity to contribute to the RBA's Review of Merchant Payment Costs and Surcharging (Proposals Paper).
Download PDFAustralia’s evolving capital markets: A discussion paper on the dynamics between public and private markets
1 May 2025
The ABA thanks ASIC for the opportunity to comment on its discussion paper on the dynamics between public and private markets.
Download PDFClarifying the Treatment of HELP Debt Obligations APRA
20 March 2025
The ABA welcomes APRA providing clarity on the proposed targeted changes for Higher Education Loan Program (HELP) debt obligations and the constructive approach it is taking on this consultation.
Download PDFAPRA Discussion Paper – A More Effective Capital Framework For A Crisis
8 November 2024
The ABA welcomes APRA’s consultative approach to the potential impacts of the proposed replacement of AT1 capital with higher amounts of CET1 and Tier 2 capital under APRA’s prudential framwork in Australia.
Download PDFPrudential Framework Minor Updates
4 October 2024
The ABA welcomes the opportunity to respond to the consultation on APRA’s proposed minor updates to the prudential framework announced on 6 September 2024.
Download PDFResponsible Lending Obligations small business exemption
19 August 2024
The ABA strongly supports extension of the exemption for a period of a further two years to 3 October 2026 and requests the Treasury explore making the exemption permanent to ensure certainty and reduce regulatory restrictions and barriers for small businesses seeking access to credit.
Download PDFInquiry into insurers’ responses to 2022 major floods claims
29 July 2024
Banks play an active role to support customers during natural disasters. ABA’s submission is made in two parts, first, outlining banks’ active support of customers during natural disasters and second, responding to the questions in respect to impacts of insurance unaffordability put to the ABA.
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