Skip to main content
Financial Assistance Hub

Electronic Mortgages in WA

31 August 2021

Electronic signatures can mitigate fraud risk by implementing multi-layers and factors of security and authentication, and the technology can generate an auditable electronic record, tamper proof seal, and use multiple ways to authenticate the signatory’s identity.

Most mortgages are not created pursuant to deeds. As such consideration of reforms in Western Australia should distinguish between the reforms that are necessary to enable electronic mortgages including the counterpart mortgage, and the reforms that need to be made to enable electronic deeds.

The ABA strongly supports reforms to enable electronic deeds and not requiring most types of deeds to be witnessed.

Download PDF  

Latest articles

Australia’s evolving capital markets: A discussion paper on the dynamics between public and private markets
1 May 2025

The ABA thanks ASIC for the opportunity to comment on its discussion paper on the dynamics between public and private markets.

Read more
Clarifying the Treatment of HELP Debt Obligations APRA
20 March 2025

The ABA welcomes APRA providing clarity on the proposed targeted changes for Higher Education Loan Program (HELP) debt obligations and the constructive approach it is taking on this consultation.

Read more
APRA Discussion Paper – A More Effective Capital Framework For A Crisis
8 November 2024

The ABA welcomes APRA’s consultative approach to the potential impacts of the proposed replacement of AT1 capital with higher amounts of CET1 and Tier 2 capital under APRA’s prudential framwork in Australia.

Read more
1 / 3