Clarifying the Treatment of HELP Debt Obligations APRA
20 March 2025
The ABA welcomes APRA providing clarity on the proposed targeted changes for Higher Education Loan Program (HELP) debt obligations and the constructive approach it is taking on this consultation.
Download PDFAPRA Discussion Paper – A More Effective Capital Framework For A Crisis
8 November 2024
The ABA welcomes APRA’s consultative approach to the potential impacts of the proposed replacement of AT1 capital with higher amounts of CET1 and Tier 2 capital under APRA’s prudential framwork in Australia.
Download PDFPrudential Framework Minor Updates
4 October 2024
The ABA welcomes the opportunity to respond to the consultation on APRA’s proposed minor updates to the prudential framework announced on 6 September 2024.
Download PDFABA submission on APRA Interest Rate Risk in the Banking Book workshop
2 June 2023
The Australian Banking Association (ABA) welcomes Australia Prudential Regulation Authority’s (APRA) ongoing and constructive engagement, and the opportunity to respond to the policy options on the revised draft Prudential Standard APS 117 Capital Adequacy: Interest Rate Risk in the Banking Book (APS 117), which were presented to industry on 18 May 2023.
Download PDFPublic Disclosure Requirements for ADIs (APS 330)
7 October 2022
The ABA acknowledges APRA’s objective to align disclosures with international standards and is supportive of the objectives to promote transparency, improve comparability for prudential metrics across ADIs, and enhance proportionality by removing disclosure requirements for smaller ADIs. The ABA provides the feedback contained in this letter for APRA’s consideration. However, industry expects to raise additional observations and points for clarification as part of the transition to BCBS-based standards.
Download PDFAPRA Finalising Bank Capital Requirements
26 August 2022
The Australian Banking Association welcomes the Australian Prudential Regulation Authority’s ongoing engagement with industry regarding the development of the revised capital framework including the consequential amendments to Liquidity, Securitisation and Counterparty Credit Risk and the release of the final Prudential Practice Guides for bank capital – APG 110, APG 112 and APG 113 – and... Read more »
Download PDFDirections for Data Collections
24 June 2022
The Australian Banking Association has responded to the Australian Prudential Regulation Authority’s (APRA) Directions for Data Collections and its associated five-year road map. The outline of APRA’s vision and the reasoning underpinning its strategy has allowed banks to start planning for and resourcing what is to be a major regulatory change, requiring significant investment. ABA members are now looking for the next level of detail on the future data collection, so they can start their own projects to ensure delivering to APRA’s timetables in the most efficient manner possible.
Download PDFRevisions to the ADI Capital Framework
6 June 2022
The Australian Banking Association has provided feedback on the interim reporting standards and parallel run expectations for the ADI capital framework. This submission provides feedback on reporting timelines and dates, level of consolidation and scope of submissions as well as definitional questions relating to specific reporting standards
Download PDFPragmatic implementation of APG 110, APG 112 and APG 113
31 May 2022
To assist consistency of implementation across the industry, the Australian Banking Association has developed industry position on a range of aspects regarding the implementation of APRA’s revised capital framework.
Download PDFAPS 117 Compliance Costs
24 May 2022
The ABA welcomes APRA’s ongoing engagement regarding the implementation of the revised APS 117 and provides the attached estimate of the associated compliance costs.
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