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Review of the Privacy (Credit Report) Code 2014

11 February 2022

The ABA generally considers that the CR Code works well to meet the competing objectives of privacy versus economic effectiveness.

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CP354 Simple Hardship Arrangements

1 February 2022

The ABA requests confirmation from ASIC that a temporary financial hardship arrangement agreed under the Credit Reporting Code does not require a credit provider to send a ‘rejection notice’ under section 72(4)(b) of the National Credit Code. Once ASIC provides this confirmation, we consider that there is no real need for the continuation of the simple arrangement exemption in its current form.

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