Interest rate risk in the banking book
16 December 2019
The ABA supports the alignment of APS 117 with the Basel Committee on Banking Supervision interest rate risk in the banking book issued April 2016 where appropriate.
Download PDFCapital treatment of mortgages under the First Home Loan Deposit Scheme
11 November 2019
The ABA welcomes further clarity on the capital treatment for guarantees under the Scheme. A clear understanding of the capital treatment is critical for an ADI’s mortgage product development and consequential approval under the scheme.
Download PDFNational Housing Finance and Investment Corporation Investment Mandate Amendment (First Home Loan Deposit Scheme) Direction 2019
4 November 2019
The ABA welcomes any assistance to help first homebuyers to own their own home and supports the Government’s commitment to deliver the First Home Loan Deposit Scheme. Further, the ABA welcomes APRA’s letter to industry clarifying the capital treatment of the guarantee.
Download PDFAPRA’s revisions to the capital framework for ADIs
23 September 2019
An earlier implementation date for the revised operational risk capital requirements will be difficult and should be optional.
Download PDFFranchising Task Force Issues Paper – Response
20 September 2019
The ABA is committed to supporting an effective and fair regulatory framework in the franchising sector. The ABA supports the need to have input from franchisees on franchising policy and is open to assisting the Taskforce to understand the benefits of existing governance mechanisms such as Franchise Advisory Councils
Download PDFFinancial institutions supervisory levy methodology discussion paper submission
13 September 2019
The ABA supports appropriate cost reflective funding of APRA. An adequately resourced regulator will ensure its regulatory mandate is undertaken in a timely and effective way.
Download PDFAPRA Consultations on margining and risk mitigation for non-centrally cleared derivatives
28 August 2019
The ABA supports APRA’s amendments to Prudential Standard CPS 226 Margining and risk mitigation for non-centrally cleared derivatives (CPS 226)
Download PDFAPRA consultation on APS 220 Credit Risk Management
5 July 2019
The ABA welcomes the timely review of APS 220 to incorporate the new developments in credit risk management practices, including the new accounting standards and the Basel Committee supervisory guidance on sound credit risk practices. The ABA agrees that effective management of credit risk is a critical component of a comprehensive approach to risk management... Read more »
Download PDFConsultation on revisions to prudential practice guide APG 223 residential mortgage lending
21 June 2019
The ABA welcomes APRA’s revision of the current buffer and floor limits set in December 2014.
Download PDFPrudential Practice Guide CPG 234 Information Security
17 May 2019
The ABA’s has specific comments on the following chapters: Third parties and related parties Implementation of controls Internal audit Attachment B: Training and awareness Attachment C: Identity and access
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