Responsible Lending Obligations small business exemption
19 August 2024
The ABA strongly supports extension of the exemption for a period of a further two years to 3 October 2026 and requests the Treasury explore making the exemption permanent to ensure certainty and reduce regulatory restrictions and barriers for small businesses seeking access to credit.
Download PDFABA submission on the Help to Buy Scheme program directions
24 May 2024
The Australian Banking Association welcomes the opportunity to provide feedback on the Help to Buy Scheme program directions. Home ownership remains an important financial and lifestyle goal for many Australians and policies that facilitate affordable and sustainable home ownership should remain at the centre of Australia’s housing policy agenda. The ABA notes the purpose of... Read more »
Download PDFUpdate to RG 209 Credit Licensing: Responsible lending conduct
26 November 2019
The ABA supports ASIC finalising this review and releasing updated regulatory guidance as soon as possible to provide clarity and assist credit licensees comply with their responsible lending obligations.
Download PDFConsultation on responsible lending (RG209)
20 May 2019
The ABA is concerned that a move away from a principles based approach will negatively affect competition.
Download PDFAustralian Banking Association submission on Mandatory Comprehensive Credit Reporting
23 February 2018
The ABA has commented on the exposure draft legislation to mandate a comprehensive credit reporting regime.
Download PDFThe Australian Bankers’ Association submission on improving the credit card market
23 August 2017
The ABA provided comments to Treasury on its consultation paper, Credit Cards: Improving consumer outcomes and enhancing competition.
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