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ABA Reports

Reports created and commissioned by the ABA.

The ABA produces reports on the banking industry and issues that impact the banking sector.

Reports include data and analysis on lending to specific economic sectors such as small business and agribusiness, and issue focused reports such as modern slavery and the use of credit cards for online gambling.


Transition to Net Zero

06 October 2023

ABA member banks are developing a set of financing tools that will help build visibility, transparency, and comparability.

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Banking Data, Payments, Transactions

Bank On It – Customer Trends 2023

07 June 2023

To get a clear picture of the transformation underway in Australian banking, the ABA has partnered with Accenture to produce the Bank On It – Customer Trends 2023 report. 

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Capital Comparison, PWC
Basel 3.1 Capital Comparison Study

PWC Basel 3.1 Capital Comparison Study

10 March 2023

We are pleased to present our study on the comparability of the new capital framework for Australian Authorised Deposit-taking Institutions (ADIs), with the finalised Basel III reforms (or “Basel 3.1”).

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Lending, SME
SME Lending Report 2022

SME Lending Report – 2022

24 November 2022

Heading into 2023 we expect SMEs to grow progressively confident.

Consumer confidence remains weak, but consumer behaviour tells a different story with retail spending continuing to grow, despite increasing inflation.

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Banking Data

ABA Response to BCCC Banking Code Review

21 October 2022

Table of ABA responses to the 2021 Independent Review of the Banking Code Compliance Committee (BCCC)

Includes:  ABA response to recommendations within ABA remit, ABA response to recommendations within the BCCC’s remit

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Agribusiness, Banking Data, Lending

Agribusiness Report – 2022

03 June 2022

In the 12 months to February 2022, ABA members lent an average of $4.2 billion to agribusinesses on a monthly basis.

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Banking Data

Typologies and Indicators of Modern Slavery – 2022

26 March 2022

The first edition working paper on the role of the Australian banking industry in combatting modern slavery, with a specific focus on the common typologies and indicators of modern slavery in high-risk sectors in Australia.

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Small Business helped by banks in Australia

SME Lending Report – 2021

26 March 2021

Small and Medium Enterprises (SMEs) are the lifeblood of the economy. Their recovery from the COVID-19 pandemic is critical as the nation charts a path back to prosperity.

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Credit Cards
credit cards for online gambling

Use of Credit Cards for Gambling Transactions – 2020

09 April 2020

In late 2019 the Australian Banking Association (ABA) sought community views on the use of credit cards for gambling.

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Banking Data, Open Banking

Choice in Banking Report – 2019

09 April 2019

In 2019, Deloitte Access Economics was engaged to explore the factors that motivate consumer choices in retail banking.

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Banking Data, SME

SME Lending in Australia 2019

08 April 2019

This report provides an analysis of present trends in small business lending and aims to provide a basis for further discussion about what the banking industry can do to make it easier for small businesses to access finance.

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Banking Data

Fees for Banking Services – 2017

09 April 2017

This 2017 report looks at the fees earned by banks in taking deposits, making loans and providing payment services.

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