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ABA welcomes release of review into small and medium banks

7 August 2025

The ABA welcomes the release of the Council of Financial Regulators’ (CFR) review
into small and medium-sized banks.

ABA CEO Anna Bligh said the review findings and recommendations would help
ensure there is a more level playing field for Australia’s small and mid-tier banks.

“This is an important step forward in ensuring Australia maintains a strong and
competitive banking sector,” Ms Bligh said.

“Having a diverse range of banks ultimately means more competition in the market and
that delivers more choice and better outcomes for customers.

“There are positive steps in this review to ensure the regulatory settings allow small
and medium-sized banks to compete and succeed.

“In particular, we welcome moves to formalise more proportionate regulation, support
lower funding costs and reduce unnecessary regulatory reporting.

“Our industry thanks the Council of Financial Regulators for their engagement
throughout the review and stands ready to assist in the effective implementation of
these recommendations.”

Contact: Benn Ayre | [email protected] | 0428 342 325

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