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Banks support agriculture sector with strong lending growth

Banks support agriculture sector with strong lending growth

21 November 2025

Lending to Aussie farmers now exceeds $140 billion as banks continue to recognise the integral role agriculture plays in supporting the regions and the wider Australian economy.

The ABA has today marked National Agriculture Day, launching its 2025 Banking in Agribusiness report, which shows outstanding credit to Australia’s 170,000 agribusinesses has jumped 80 per cent since 2019 reaching $140.3 billion.

ABA CEO Simon Birmingham said in the past five years banks had almost doubled the amount they lend to agribusinesses each month, demonstrating their commitment to ensuring farmers had access to the credit they need to grow and innovate.

“Australia’s farmers are among the most innovative and productive in the world, and banks understand their importance to the Australian economy,” Mr Birmingham said.

“Access to finance supports investment in innovation, new machinery and equipment as well as more sustainable farming practices.

“With the annual value of agribusiness production now exceeding $100 billion, it’s critical farmers can get the financing they need to expand and thrive.

Mr Birmingham also said banks understood the volatility of the sector and stood ready to support farmers through the tougher times.

“When trouble strikes and farmers are exposed to natural disasters, banks are highly experienced in helping customers navigate difficult circumstances,” Mr Birmingham said.

“Banks can quickly put in place hardship arrangements, including restructuring loans, waiving fees and charges, and repayment deferrals, giving customers breathing room to get back on their feet.

“Australian banks will continue to stand side-by-side with our farmers and continue to back their innovation and success.”

Access the Banking agribusiness in 2025 report here.

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