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Banks welcome more progress to modernise payments system rules

Banks welcome more progress to modernise payments system rules

9 October 2025

The ABA welcomes today’s release of the exposure draft legislation to modernise the regulation of payment service providers.

ABA CEO Simon Birmingham said the proposed reforms represent another important step towards ensuring Australia’s payments system remains safe, secure and fit-for-purpose.

“Australians now have access to a range of payment options and no matter how they choose to pay, they should be afforded the same consumer protections,” Mr Birmingham said.

“Banks have called for a core licensing regime for some time and welcome the clearer obligations on payment service providers that will be delivered with these reforms.

“These reforms will help to ensure our regulatory framework continues to deliver a world-class payments system across the entire economy.

“Importantly, these changes are about making sure all players in the payments system, including multinational tech companies, are captured by the same rules.

“Banks welcome the opportunity to engage with the Government on these important reforms that will support confidence, innovation and growth in our payments system.

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