28 November 2017
This is the standard letter for use covering exceptions/waivers for mandated refinancing transactions for Victoria, New South Wales and Western Australia.
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The ABA welcomes further clarity on the capital treatment for guarantees under the Scheme. A clear understanding of the capital treatment is critical for an ADI’s mortgage product development and consequential approval under the scheme.
The ABA welcomes any assistance to help first homebuyers to own their own home and supports the Government’s commitment to deliver the First Home Loan Deposit Scheme. Further, the ABA welcomes APRA’s letter to industry clarifying the capital treatment of the guarantee.
The ABA fully supports the removal of the exemption for funeral expenses policies from the defintion of financial products.
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